No credit car loans can be obtained for people who need vehicle finance but have no credit record to their name due to circumstances such as always paying cash for a car and items in the past meaning there is no history of whether or not that person is financially responsible. Before granting a car loan to someone a lender needs to check the creditworthiness of a borrower with the credit reports and someone who has no credit record can be regarded the same as a person with a bad financial record. Fortunately there are options and car loans available to those who do not have any credit history to their name.
For those with no credit record and needing a car loan the best available option would be to go for a secured vehicle loan. Secured vehicle loans are basically similar to a personal loan which allows a person to borrow money to pay for a car. Be warned, for anyone wanting to apply for any kind of loan with no credit record it is difficult. If you have the time and are not in too much hurry for the finance perhaps a better plan would be to build up a credit history over the next 6 months. That way at least a lender has something to gauge your financial responsibility by. For example you could apply for a credit card, make a few purchases and then make sure you stick to the monthly repayments.
Whatever you do make sure you go through your vehicle finance options carefully before you take the step of applying for a car loan online from a certain lender or finance company. Do your research thoroughly, there are options as stated above and with a little patience and searching it is quite possible to come across and apply online for various car loans even if you have no credit record.