Capitec bank loans for people who need to borrow money can be applied for at any one of the branches in South Africa. Whether you want to put money into your house, pay for studies, buy car parts or even purchase a new vehicle; Capitec has some reasonable options for you to choose from. You can borrow money from R1000 up to R100 000, so whatever you need is available, provided that you have a good credit history and have everything you need to apply for the finance. You might need the money for personal reasons, like getting through a rough patch or something similar, no one needs to know what exactly its for unless you want to borrow R100 000 as then you would probably have to provide the bank with a reason for the funds.
They also have very good interest rates for different types of Capitec bank loans so you will have to decide what type of loan it is that you need. To buy car accessories or borrow money for personal reasons you might not need apply for all that much finance, so they shouldn’t have to ask for reasons as to why you require the funds. The repayments are what you have to focus on, and the consultant you deal with will determine whether you are at liberty to pay the installments, and if they find that you are not able to afford it, they will not approve your loan. However, if you and they are sure that the repayments will not be a problem and you have a good credit record, then there should be no reason as to why you cannot borrow money.
Whatever your reason for the loan and whatever the status of your credit is, you will not know whether your application would be approved or not without trying. If you need to make a loan, go into your nearest branch and enquire about Capitec bank loans.