Edgars financial services are not what you might think. When we first heard that Edgars had financial services, we thought instantly of a store account. Which allows you to purchase products on credit. However what most people do not know is that Edgars have a wide range of financial services such as the following:
Motor and household insurance
Edgars offer their financial services customers the chance to cover all of the contents of their households as well as their vehicles.
Their policy is underwritten by Hollard Insurance who are one of the leading motor and household insurance providers in South Africa. What is great about this service is that you can tailor your policy to suit your needs.
Unfortunately all of us have had to experience either our cellphones being stolen or breaking unexpectedly. If you however get cellular phone insurance from Edgars, you will be able to replace your phone with the same model. Or something of similar value.
All of this can be done for a small cost per month. The cost does however increase depending on the value of the phone. But at most, you won’t be paying much every month to ensure that you will be covered. Should anything happen to your communication lifeline.
Family Provider plan
This plan allows your family to receive pay-outs from Edgars should you pass away. Your family members will receive a pay-out every month for a year after your death. To ensure that they can obtain the daily essentials to keep them going.
There are three options for you to choose from ranging from pay-outs between R500 and R1500 per month for a monthly premium between R16.50 and R31.00. This will provide you with peace of mind knowing that after you pass your family will be covered.
Personal accident plan
Should you or any member of your family become permanently disabled due to an accident of any kind, Edgars has developed a plan that will help keep you and your family going through the tough times.
For just R22.00 a month you will receive cover should you have an accident or die. In the event that you die, Edgars will pay up to R150,000.00.
The second option available under this plan is for cover for you, your partner and up to five children under the age of 21 years.
Should you have children under the age of 25 who are unmarried and full time students, then they will also be covered by this plan for only R27.00.
Edgars Life cover is life insurance and very, very affordable. You can get life cover of up to R2million in the event of your death.
In addition to paying out should you for any reason pass away, this plan will also cover you against the following amongst other things:
- Serious illness
- Functional disability
- Occupational disability
This will cover you against any damaged caused to your car.
For just R39.00 a month, you will receive up to R2000.00 cover per incident. Although this may not seem like a lot, this in conjunction with your vehicle cover should account for most of the damaged caused.
Which means that you will end up paying less than you would should you go through another financial service provider.
In South Africa, a large majority of the population uses public transport. And as taxis and buses are not always the safest vehicles on earth, you can ride them in confidence knowing that should they be in an accident, you will be covered.
In the event of your death or permanent disability as a result of a public transport accident, you will receive up to R30000.00 pay-out.
Along with the above, Edgars financial services additionally offer the following plans/cover:
- Appliance maintenance plan
- Motor Xtender plan
- Legal plan
- Dental accident insurance plan
- Home Fix
- Funeral plans such as Family funeral plans, personal funeral plans, and a parent funeral plan
- Account protection plan
- And many more
For all of the information that you require for these plans, why not visit www.edgars.co.za and not only will you be able to see what is on offer, but you will be able to apply online too.
This information may also be of some interest to you: Woolworths Financial Services (Including Personal Loans)