Finance with Real People loans and instead of gaining a creditor, why not form a partnership to help you with your endeavour. Real People was established in 2001 with the aim of “creating the operational capability of collecting on partial and non-performing consumer finance portfolios in South Africa”. They claim that their core competence is to collect unsecured debt from high risk areas in the market and turn this debt in to opportunities for a number of business sectors such as:
- Unsecured Credit in South Africa and East Africa
- Affordable Housing
- Assurance
- Educational Products
- Cellular Products
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If you are in the market for a personal loan and are not sure where to get one from, then why not obtain finance with Real People loans. The personal finance division of Real People offers a wide range of products that range from emergency finance, planned purchases and many other areas. The products offered by Real People offer the following benefits to customers:
- Flexible repayment periods
- No security is required
- Each amount is granted is based on the individuals needs and what they can realistically afford
- All products are priced and structured as governed by the National Credit Act
- The approval process is quick
- The payouts are immediate
Real People also offer merchant finance to vendors that allows them an effortless means of providing credit to their customers. They provide their vendors with outstanding service as they will look after the following processes for you in order to streamline your business:
- Providing application forms to credit vetting
- Credit scoring
- Providing immediate funding to you directly
Real People loans benefits to merchant customers:
- Funds paid directly to merchant upon approval
- Clients receive goods upon approval
- Two-hour approval process for applications submitted
- Single page application submitted via e-mail or fax
- NO risk to you – all vetting and approval completed by our team of credit specialists
- NO account management – we do it all for you
- Collection of arrears are under taken by Real People
- Reports are tailor-made to provide you with information, helping you keep track of your credit sales
- ORCA (Online Retail Credit Application) is our latest innovation and ensures fast, efficient processing and approval of all applications online.
To top all of the above off, Real People also offer cellular products to their customers through the leading cellular network providers of Cell C, MTN, and Vodacom. You may be wondering why you should not just get a contract from one of the service providers directly. Well if you can and you meet their requirements then you can, but should you not qualify for cellular contracts from one of the service providers, then Real People will get one for you. The type of package on offer from Real People is a Top up package which provides you with the benefits of a contract, but with the freedom to top up your airtime if needs be.
If you have a family and are looking to secure their future should anything happen to you, then Real People loans have a five in one assurance plan for you. This five in one plan will provide you family with the following in the advent of your death:
- R10 000 Funeral Cover
- R20 000 Transport Cover: funeral cover for a death related to a motor accident
- R5 000 Catering Benefit
- Up to R1500 (R500 per month for 3 months) Family Support Benefit
- Up to R7 500 (R2500 per month for 3 months) Unemployment Cover