Blacklisted personal loans for a bad credit record and for people who find themselves with one or more judgements are a bit risky to apply for, but if you need to borrow money and this is your last resort, then you do have a few options. You must have had a bad experience with some payments in the past in order for you to have bad credit now, but that is not a problem as you will find a loan provider that will be willing to help you with secured vehicle and other forms of finance. The only problem you will have when borrowing money as a “bad payer” is that a high interest rate will more than likely be on the cards for you, no matter where you apply. When you are desperate for some urgent cash you will do just about anything, and this is why there are blacklisted personal loans for a bad credit record available, so that no matter what type of history you have if you need cash you can get it, but sometimes it comes with quite a price. If you can deal with the high interest rate that a financial provider is offering… Read More

Urgent cash loans can be tricky; the reason for this is because you need the cash so urgently, you are probably willing to accept any interest rate the lender throws at you. This is where the problem comes in as you are more than likely going to be ripped off there with an immediate loan. What you should do before you just borrow money from any loan shark or microlender is compare interest rates with a few different lenders so that you can see which one will be more affordable for you to use. To get finance fast, you will probably accept any interest rate because you are desperate and think that the worries of paying the loan back can wait until the time comes, but this is where many people make their mistake. When you need money in an emergency for a new car, or to pay off debt, urgent cash loans seem to be the only thing that will help. Especially when you are blacklisted, and thus begins your search for lenders who offer secured and affordable loans. Many companies or private lenders will promise immediate finance approvals, but this is hardly ever the case as it takes… Read More

Temporary loans at Capitec Bank are available to apply for in South Africa. You can choose the amount you want to borrow. As well as monthly installments that suit your budget. Capitec bank term loans can help you out of a very sticky situation. You may have a house you want to pay off, buy car parts, purchase a vehicle or study. Whatever the reason is for you wanting to borrow money doesn’t matter. As long as you know that the repayments will not be a problem. How to Apply for a Temporary Loan at Capitec Bank The finance might be for personal reasons. Either way you can apply from the following options: At the nearest Capitec branch Online Via the Capitec Banking App Phone call or SMS You have to have an account in order for you to apply for finance and you must also have a good credit record with no history of bad payments. Application Criteria Capitec Temporary Loans get Approval Based on the Following Criteria: Your credit profile (If you are blacklisted you will struggle to qualify for a loan at Capitec Bank) Your expenses as well as your income The amount of the loan you… Read More

Nedbank vehicle finance solutions will help you get the new car of your dreams. However, in order for you to qualify to borrow money from this bank, you will have to have a good credit record and not be blacklisted. What you could do to see if you qualify is submit an application online with the bank. Should the financing be approved and you receive the funds, you will pay the money back by making monthly repayments for a certain period of months, until the loan has been paid off. You shouldn’t apply for this financing if you unsure of whether you will be able to pay it back or not, you have to be one hundred percent sure that you can afford it. There are so many options for you to choose from when you’re looking for a new car, but if you can’t afford it on your own there are Nedbank vehicle finance solutions for you to make use of.  In order for you to borrow money, make sure your credit record is healthy and doesn’t contain anything negative and once you are sure of that, submit an application online if you are unable to get to a… Read More

Small personal loans online are available to those who need them. You don’t have to borrow lots of money if you just need a little bit of cash. It could be for personal reasons. There are many creditors that will loan money to those who need it. What's more, sometimes it doesn’t matter if you are blacklisted or have a bad credit rating. When making loans you shouldn’t apply for more than you need. As that will require you to pay back more. You can apply online for the finance that you need so that you don’t have to drive around and make calls and waste your time. There are options to choose from when you are looking to make small loans. There are adverts offering this wherever you look. From online to your local newspaper. But you have to be careful about which one you choose. Always look at the interest rates before you sign anything. We don’t all like to borrow money. But sometimes we don’t have a choice. Apply for a Small Personal Loan Apply online to get the finance you need so that you no longer have to struggle. It doesn’t matter if the loan will… Read More

Get car finance even if blacklisted or you have a bad credit or record or listed as a slow payer, know that it can be done. Whether you have a bad credit record or not, there are many lending companies that will give you the financing. However, what you have to be careful of when you need to borrow money from these lending companies is the interest rates they work with. Due to the fact that you have a bad credit record or you are blacklisted, they are sure to charge you a higher than normal interest rate; therefore you should always ask this information before accepting the loan as you don’t want to be shocked when you receive your first repayment information. Many people think that once they are on a blacklist they will not be able to buy on credit or borrow money, but to get car finance even if blacklisted is sometimes easier than people are led to believe. Secured loans are also available, but once again, the interest rates need to be taken into consideration. Make sure you find out enough about the company you are going to use before you sign the final papers, you… Read More

Get approved for car loans in South Africa with a bad credit record or even if you have been blacklisted because of defaulting on previous accounts by opting to apply for a secured loan. Financial credit providers for the most part will be cautious in lending money to people who have been blacklisted or recorded as having a bad credit record due to the fact that they are seen as a high risk to lend money to. You can improve the chances of getting approved for vehicle finance by opting to apply for a secured solution instead of going for unsecured. The chances of getting approved by banks for a car loan if you have a bad credit record or been blacklisted are slim, if not impossible with the credit act laws in South Africa that ABSA, Nedbank, Standard Bank and FNB have to abide to. The best chance you have at getting approved for any kind of vehicle finance is to opt for the online applications which get forwarded to a number of registered credit providers. Out of those credit providers there may be one who is willing to look at your circumstances and decide to offer you a… Read More

Guaranteed bad credit loans are for people who are blacklisted and need a loan urgently in South Africa. Or perhaps been unsuccessful when trying to borrow money from the banks approval. There is certain criteria to getting quick approval for a bad credit loan. Those listed as slow payers will not generally have a problem. But those who have been blacklisted by several companies over a period of time are going to have trouble with approval. Unless they have security. So that security comes in the form of a house or property that can be signed against the borrowed money as a guarantee. In the event that an applicant cannot pay the loan back. Checklist of Criteria for Guaranteed Bad Credit Loans: Applicant must be over 18 years old Must be a South African resident Credit Score: Bad Credit/Average Credit/ Fair Credit OK A valid functioning SA bank account Employed or self employed proof of income Proof of address in South Africa Valid proof of ID: ID book/card/drivers licence/passport Locations where you can Apply for Guaranteed Bad Credit Loans in SA If you are blacklisted and need a loan urgently you can apply from the following regions: Cape Town Paarl… Read More

Homeowners loans for people that own property come in the form of secured finance meaning that a person would be required to use a house or other real estate as security in the event that the money cannot be repaid. This kind of finance is usually best for those looking at things such as debt consolidation. The money borrowed is repaid with monthly premiums and interest usually being charged as a direct debit payment directly from a persons bank account. The terms of paying back a homeowners loan normally range between 3 and 25 years and the interest rates will depend on many factors including the condition of someones personal financial credit record and score. The amount of money that a property owner will be eligible to borrow will depend largely on the value of the house or real estate that they are using to sign as surety against the finance. It is advisable to compare different finance packages available to you if you are looking at borrowing large amounts of capital as the interest rates and monthly costs may vary quite considerably between one credit provider and the next. This kind of borrowing is generally a lot easier to… Read More

Temporary loans or bridging finance is available for people who need money fast. Until expected funds are available. Bridging loans can be applied for for a number of reasons. Including borrowing money for a holiday, getting the money together for a wedding or for business capital finance. Usually when someone requires funds for a short period of time. Estate agents and property sellers can make use of a bridge loan to see them through with a cash advance. For example until commission comes through on the sale of a house or other property. Basically, anyone needing funds in a hurry to keep them going until expected money comes through can make use of a temporary loan or bridge finance. The following video explains the main points of bridging finance. Banks in South Africa that offer Temporary Loans or Bridging Finance (as some call it) The major banks in South Africa all offer temporary finance known by many people as bridging loans. These banks include: Absa Bank First National Bank - FNB Capitec Bank Nedbank Standard Bank of South Africa Investec Bank African Bank You can compare the different charges that the banks offer: Comparing Standard Bank, Capitec, FNB, Absa and… Read More